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Find a United Healthcare therapist in Santa Cruz, CA

Book a therapist or psychiatrist in Santa Cruz, CA covered by United Healthcare

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People with insurance pay as low as $0 per session through Headway

Top United Healthcare-covered therapists and psychiatrists in Santa Cruz, CA

Headway supports mental health across Santa Cruz neighborhoods including the Beach District, Downtown, and Westside with UnitedHealthcare plans. Our 2,933 providers offer talk therapy and medication management services, with copays starting near $30 and free intake consultations available.

Lori Guidinglight

Lori Guidinglight

Therapist

Virtual • California


“I'm a collaborative partner in your healing. My approach is holistic, integrative, and deeply strengths-based—meaning we don't just look at what's heavy or broken, but we focus on the natural resilience and tools you already carry.”
United Healthcare + 5 others
Anxiety, Depression, Grief or loss, LGBTQIA+, PTSD
Empowering, Holistic, Warm
Christopher Minassian

Christopher Minassian

Therapist

Virtual • Encino, CA


“I believe that therapy is more than just talking and I will work with you to develop habits and set tangible goals to achieve success.”
United Healthcare + 7 others
ADD/ADHD, Anxiety, Bipolar disorder, Cultural & ethnic issues, Depression
Affirming, Empowering, Warm
Carl Hess

Carl Hess

Therapist

Virtual • Ventura, CA


Carl Hess is a Licensed Marriage and Family therapist offering in-person sessions in the city of Ventura. Carl works with individuals, families, and couples, helping to improve relationships and to discover the path to more rich and meaningful lives. Carl employs knowledge of a wide range of treatment modalities to create individualized treatment plans with practical solutions for life's challenges.

United Healthcare + 12 others
ADD/ADHD, Anxiety, Bipolar disorder, Chronic conditions, Cultural & ethnic issues
Affirming, Empowering, Solution-oriented
Navabeh Pezeshkan

Navabeh Pezeshkan

Therapist

Virtual • California


“I take great pride in offering an affirming environment where you can freely explore your sexual and gender identity.”
United Healthcare + 10 others
ADD/ADHD, Anxiety, Cultural & ethnic issues, Depression, Identity issues
Challenging, Open-minded, Warm
Ramanpal Punia

Ramanpal Punia

Psychiatric Mental Health NP

Virtual • California


“I strive to cultivate a safe, compassionate, and non-judgmental space where patients feel supported, informed, and empowered.”
United Healthcare + 5 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Creative, Open-minded, Solution-oriented
Victoria Johnk

Victoria Johnk

Therapist

Virtual • California


I am a highly skilled therapist with a strong focus on trauma therapy, substance abuse, and mental health. I hold dual licensure as a Licensed Marriage and Family Therapist, and as an Associate Clinical Counselor. My educational background includes a Master of Arts in Counseling Psychology from William Jessup University and a Bachelor's degree in Psychology with a minor in Child Development from California State University, Chico.

United Healthcare + 9 others
Anxiety, Chronic conditions, Cultural & ethnic issues, Depression, Family issues
Energetic, Solution-oriented, Warm

Offers free consultationsView profile and book
Tahira Mitchell

Tahira Mitchell

Therapist

Virtual • California


“My approach to therapy is relational, depth-oriented, and grounded in attachment and family systems work.”
United Healthcare + 10 others
Anxiety, Family issues, Relationship issues, Women's issues
Direct, Empowering, Warm
Kerry Savola Levin

Kerry Savola Levin

Therapist

Virtual • California


“I specialize in Cognitive Behavioral Therapy and providing treatment for postpartum depression and other perinatal mood disorders.”
United Healthcare + 3 others
Anxiety, Depression, Infertility, Maternal mental health, Women's issues
Empowering, Open-minded, Solution-oriented
Matthew Enriquez

Matthew Enriquez

Therapist

Virtual • California


“My goal is to meet my clients where they are in their life and help them reach an overall improved quality of life and relationships.”
United Healthcare + 10 others
ADD/ADHD, Anxiety, Bipolar disorder, OCD, Stress management
Challenging, Direct, Holistic
Laura Escobar

Laura Escobar

Therapist

Virtual • California


“Laura believes that healing emerges through intentional everyday practices that transform into rituals of self-care.”
United Healthcare + 1 others
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Humorous, Inquisitive, Warm

Offers free consultationsView profile and book
Hector Montes

Hector Montes

Therapist

Virtual • Los Angeles, CA


“I am certified in TF-CBT (trauma focused cognitive behavioral therapy), CPP (child parent psychotherapy)...”
United Healthcare + 10 others
ADD/ADHD, Anger management, Anxiety, Cultural & ethnic issues, Depression
Affirming, Energetic, Inquisitive
Megan Flores

Megan Flores

Therapist

Virtual • California


“It is my privilege, goal, and passion to support you throughout whatever circumstances, experiences, or difficulties you may be facing.”
United Healthcare + 11 others
Anger management, Anxiety, Bipolar disorder, Depression, Eating disorders
Affirming, Empowering, Warm
Lori Shields

Lori Shields

Therapist

Virtual • Carlsbad, CA


“I take a warm, person-centered approach to therapy, meeting each client where they are with compassion, understanding, and respect.”
United Healthcare + 6 others
Anger management, Anxiety, Chronic conditions, Cultural & ethnic issues, Family issues
Empowering, Open-minded, Warm
Lizzet Monroy

Lizzet Monroy

Therapist

Virtual • California


I am a Licensed Marriage and Family Therapist and received my Masters in Clinical Psychology from Antioch University, Los Angeles. I’ve been working in the mental health field for 7 years. My practice helps individuals who have experience trauma. I have experience in various therapy modalities including, EMDR, Mindfulness, mind-body awareness, Evidence-Based practices, among others; addressing issues surrounding depression, anxiety, PTSD and many other mental health conditions.

United Healthcare + 9 others
Anxiety, Cultural & ethnic issues, Depression, Family issues, Identity issues
Holistic, Inquisitive, Open-minded
Jaclyn Epstein-Calvert

Jaclyn Epstein-Calvert

Therapist

Virtual • Los Angeles, CA


“I work with children and families in a collaborative, relationship-centered way that feels warm, steady, and practical.”
United Healthcare + 4 others
ADD/ADHD, Anxiety, Depression, Family issues, Identity issues
Affirming, Direct, Warm
Deana Medina

Deana Medina

Therapist

Virtual • California


“I am eager to bring in self love techniques in therapy, along with my ability to adapt effectively with diverse populations.”
United Healthcare + 7 others
Anxiety, Depression, Relationship issues, Trauma
Empowering, Open-minded, Warm
Sharon Hernandez

Sharon Hernandez

Psychiatric Mental Health NP

Virtual • Rancho Palos Verdes, CA


“I strive to create a collaborative, respectful, and compassionate environment where you feel heard, supported, and empowered.”
United Healthcare + 7 others
Anxiety, Chronic conditions, Depression, Identity issues, LGBTQIA+
Inquisitive, Open-minded, Solution-oriented
Sabrina Cham

Sabrina Cham

Therapist

Virtual • California


“I believe therapy is a stepping stone for healing and growth. I'm dedicated to helping individuals, couples, and families discover clarity, connection, and healing.”
United Healthcare + 5 others
Anxiety, Family issues, Relationship issues, Stress management
Creative, Empowering, Warm
Christina Young

Christina Young

Therapist

Virtual • Corte Madera, CA


My work is grounded in behavioral therapy, and a firm belief that people can change. I prefer a flexible and collaborative approach that evolves as we work together. Though the foundation of my work is behavioral, I develop integrated treatment plans for each new client, drawing on other evidence-based modalities and new research.

United Healthcare + 3 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Affirming, Solution-oriented, Warm
Jessica Rodriguez

Jessica Rodriguez

Therapist

Virtual • California


“I believe healing happens through greater self-understanding, self-compassion, and connection to what feels meaningful.”
United Healthcare + 9 others
ADD/ADHD, Anxiety, Cultural & ethnic issues, Family issues, Grief or loss
Empowering, Holistic, Open-minded

Offers free consultationsView profile and book
Nicole Seale

Nicole Seale

Therapist

Virtual • California


“I help individuals and couples who are struggling with anxiety, codependency, relationship challenges, and the effects of toxic or emotionally abusive dynamics.”
United Healthcare + 10 others
Anxiety, Family issues, Identity issues, Men's issues, PTSD
Direct, Empowering, Warm

Offers free consultationsView profile and book
Melissa Sipolt

Melissa Sipolt

Therapist

Virtual • California


“I am a Clinical Trauma Professional, as well as an alumnus of the Harvard University Napa Infant-Parent Fellowship Program, where I trained directly with Daniel Seigel, MD, Bruce Perry, PhD., MD, and the esteemed T. Berry Brazelton, MD.”
United Healthcare + 10 others
Anxiety, Eating disorders, Family issues, Grief or loss, Infertility
Affirming, Open-minded, Solution-oriented
Dr. Grant Horner

Dr. Grant Horner

Therapist

Virtual & in-person • Carlsbad, CA


“I have a holistic approach to therapy believing all areas of our life (mental, emotional, spiritual, physical, sexual) are connected and impact our overall mental health.”
United Healthcare + 4 others
Anger management, Anxiety, Bipolar disorder, Depression, End of life care
Empowering, Holistic, Open-minded

Offers free consultationsView profile and book
Morgan Brizendine

Morgan Brizendine

Therapist

Virtual • California


“I specialize in addiction, trauma, and attachment issues, using EMDR, IFS, CBT, and trauma-informed care.”
United Healthcare + 2 others
Anxiety, Depression, Family issues, Identity issues, PTSD
Affirming, Challenging, Warm
Danielle Walker

Danielle Walker

Therapist

Virtual • California


“I aim to bring your authentic self forward, nurture any pain, break down those barriers, and harbor insight.”
United Healthcare + 12 others
ADD/ADHD, Anger management, Anxiety, Depression, Family issues
Direct, Empowering, Open-minded

Offers free consultationsView profile and book
Azizeh Chamani

Azizeh Chamani

Therapist

Virtual & in-person • Irvine, CA


I specialize in EMDR therapy for trauma, PTSD, and anxiety related to chronic stress and difficult life experiences. I work with adults seeking lasting relief from trauma symptoms, including first responders and individuals recovering from overwhelming or life-changing events.

United Healthcare + 2 others
Cultural & ethnic issues, End of life care, Family issues, Grief or loss, Identity issues
Empowering, Open-minded, Warm

Offers free consultationsView profile and book
Joy Zembruski

Joy Zembruski

Therapist

Virtual • California


“In your first therapy session, you can expect a welcoming, low-pressure environment focused on introductory questions and building rapport.”
United Healthcare + 7 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Cultural & ethnic issues
Empowering, Inquisitive, Open-minded
Alex Melkumian

Alex Melkumian

Therapist

Virtual • California


“I use an empathic and empowering approach, blending insights from sports psychology, traditional therapy, and financial wellness practices.”
United Healthcare + 10 others
ADD/ADHD, Anger management, Anxiety, Depression, Grief or loss
Empowering, Open-minded, Warm
Kyle Gambill

Kyle Gambill

Psychiatric Mental Health NP

Virtual • California


“My approach is relaxed, collaborative, and judgment-free. I believe you should feel heard and have a voice in decisions about your treatment.”
United Healthcare + 5 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Empowering, Humorous, Open-minded
Joseph Ferra

Joseph Ferra

Therapist

Virtual • California


“I believe that every person has the inherent capacity to overcome challenges and achieve their goals...”
United Healthcare + 8 others
Anger management, Anxiety, Bipolar disorder, Depression, End of life care
Direct, Solution-oriented, Warm
Erika Kosterlitzky

Erika Kosterlitzky

Therapist

Virtual • California


I love doing this work! I consider it a great privilege to walk alongside my clients, to partner with them, support them in their journey, and witness their growth.

United Healthcare + 12 others
Anxiety, Depression, End of life care, Family issues, Grief or loss
Affirming, Open-minded, Warm
Ana Luiza Nogueira

Ana Luiza Nogueira

Therapist

Virtual & in-person • Ventura, CA


I am a Licensed Clinical Social Worker and received my masters from CSU Northridge. I have worked with kids, teens, and adults, and have been trained in Somatic Psychotherapy, Cognitive Behavioral Therapy and other modalities. I have a bachelor's in nutrition and see health and wellbeing through a holistic lens.

United Healthcare + 3 others
Anxiety, Cultural & ethnic issues, Depression, Relationship issues, Stress management
Holistic, Solution-oriented, Warm

Offers free consultationsView profile and book
Julie Gruber

Julie Gruber

Therapist

Virtual • California


“My long-term goal is for you to eventually not need me. I will give you tools to help accomplish that goal.”
United Healthcare + 10 others
Anger management, Anxiety, Chronic conditions, Depression, Family issues
Affirming, Open-minded, Warm
Leslie Byers

Leslie Byers

Therapist

Virtual • Los Angeles, CA


“Sessions will be promoting self growth and insight, along with learning and applying tools, strategies and skills towards living a more purposeful and fulfilling life.”
United Healthcare + 11 others
ADD/ADHD, Anxiety, Cultural & ethnic issues, Depression, End of life care
Affirming, Solution-oriented, Warm

Offers free consultationsView profile and book
Dr. Amon Benavides

Dr. Amon Benavides

Therapist

Virtual • Santa Clara, CA


I am a compassionate and dedicated psychotherapist who values creating a genuine, trusting connection with each client. I believe therapy works best when you feel safe, understood, and able to be your authentic self.

I earned my Master of Arts from National University and completed doctoral-level training at Pacifica Graduate Institute. My clinical training and professional experience have provided me with a strong foundation in working with individuals from diverse backgrounds.

I have experience working in drug and alcohol rehabilitation settings, where I supported individuals navigating substance use, trauma, and related mental health challenges. I also have experience working with men’s mental health concerns, including emotional regulation, identity, and relationship issues.

I use an integrative approach, drawing from Cognitive Behavioral Therapy (CBT) and Psychodynamic Therapy to help clients understand both present challenges and underlying patterns. I work with individuals experiencing anxiety, depression, stress, trauma, relationship concerns, and life transitions, helping them build insight alongside practical tools for lasting change.

Outside of my work as a therapist, I value staying active and maintaining a strong mind-body connection. I spend much of my time weightlifting, boxing, practicing jiu-jitsu, and participating in CrossFit and Olympic lifting, and I also enjoy running. These practices help me stay grounded and bring a perspective of discipline, resilience, and balance into my work with clients.

United Healthcare + 10 others
ADD/ADHD, Anger management, Anxiety, Bipolar disorder, Chronic conditions
Affirming, Empowering, Open-minded

Offers free consultationsView profile and book
Angelica Cervantes

Angelica Cervantes

Therapist

Virtual • California


“My goal is to help individuals gain insight into their emotions, thoughts, and behaviors while equipping them with practical tools to navigate challenges more effectively.”
United Healthcare + 7 others
ADD/ADHD, Anger management, Anxiety, Chronic conditions, Cultural & ethnic issues
Empowering, Solution-oriented, Warm
Courtni Hawkins

Courtni Hawkins

Therapist

Virtual • California


I am a licensed marriage and family therapist. As a culturally competent therapist, my mission is to empower individuals to harness their inner strength and create transformative change in their lives.

United Healthcare + 9 others
Anxiety, Family issues, Identity issues, Relationship issues, Stress management
Direct, Empowering, Humorous
Keeley Estrada

Keeley Estrada

Therapist

Virtual • Los Angeles, CA


Hello! I'm Keeley Estrada, LMFT. I am passionate about supporting my clients in connecting with themselves and what truly matters to them. I understand the importance of having a therapist who gets you and what you are going through.

I completed my masters in marriage and family therapy at USC and bachelors in psychology at SJSU. I have experience working in all levels of care including private practice, community mental health agencies, intensive outpatient, and partial hospitalization.

United Healthcare + 3 others
Anxiety, Cultural & ethnic issues, Depression, Family issues, Grief or loss
Empowering, Holistic, Warm

Offers free consultationsView profile and book
Shelley Clifton

Shelley Clifton

Therapist

Virtual • California


“My approach is warm, collaborative, and insight-oriented. I integrate Internal Family Systems (IFS), somatic and nervous-system-informed therapy, attachment work, and the Enneagram...”
United Healthcare + 10 others
Anxiety, Depression, PTSD, Relationship issues, Stress management
Empowering, Holistic, Inquisitive

Offers free consultationsView profile and book
Francis Capalbo

Francis Capalbo

Therapist

Virtual • California


“I believe that all of us have personal strengths that can be employed in the service of therapy, and that one of my jobs is to encourage clients to recognize their resilience and to build on same.”
United Healthcare + 3 others
Anger management, Anxiety, Cultural & ethnic issues, Depression, Eating disorders
Empowering, Solution-oriented, Warm

Offers free consultationsView profile and book

What type of therapy does United Healthcare cover?

United Healthcare plans can vary, but many cover a range of therapy types. Below are some common options that may be included in your coverage.
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Frequently asked questions

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Affordable care that fits you — and your United Healthcare plan

Headway makes it easy to get affordable in-network mental health care with United Healthcare — from finding the right therapist or psychiatrist, to understanding costs, to booking your first session.

Find a provider - your way

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1 Cost may vary based on your location, age, and insurance coverage.