Find a United Healthcare therapist in Santa Cruz, CA
Book a therapist or psychiatrist in Santa Cruz, CA covered by United Healthcare


Top United Healthcare-covered therapists and psychiatrists in Santa Cruz, CA
Headway supports mental health across Santa Cruz neighborhoods including the Beach District, Downtown, and Westside with UnitedHealthcare plans. Our 2,844 providers offer talk therapy and medication management services, with copays starting near $30 and free intake consultations available.
Hi! My name is Terri Carsley and I have been practicing as a Marriage and Family therapist for the last 16 years. I am a transplant from the East Coast, but have lived in Los Angeles for over 30 years. I have a background in treating addiction and trauma. I am an advanced level somatic practitioner, using both my talk therapy and trauma therapy to help individuals, couples and families achieve healthy communication and heal emotional wounds.
Hi, I'm Fanta—yes, like the soda (and yes, there's a story behind it, but of course it has nothing to do with soda!). With nearly 20 years in the mental health field and over a decade providing therapy, I've walked alongside children, families, couples, and adults as they’ve faced some of life’s toughest moments.
I truly believe that “the struggle you're in today is developing the strength you need for tomorrow.” Life brings challenges, but how we respond to them shapes our path forward. I’ve been there too, and I know how important it is to feel supported as you find your way through.
My goal is to work with you—not for you or around you, but with you—as you build the tools and confidence to navigate whatever life throws your way. We’ll work together to recognize negative thought patterns, build self-compassion, and strengthen your connection with yourself and those around you.
More than anything, I’m here to create a space that feels safe, empathetic, and judgment-free. A space where you can be fully you, speak your truth, and start to heal.
I have a Masters in Clinical Psychology from Azusa Pacific University with Specialisation in Marriage and Family Therapy, a Bachelors in Psychology, Honours Bachelors Degree in Education (post grad) in School Guidance and counseling, Mediator and Divorce Mediator Certificate,SAT Teacher Certification and EMDR Certificate (Emdria)
Hello! I’m a board-certified Psychiatric Mental Health Nurse Practitioner providing personalized care through telehealth. I work with adults experiencing anxiety, depression, trauma, ADHD and stress-related challenges. My goal is to create a space where you feel comfortable, heard, and supported without judgment. I take a collaborative approach to care and include medication management when appropriate. I also offer services in both English and Spanish.
Margie Tyrone is a licensed marriage and family therapist (LMFT) with over 20 years of experience providing compassionate and effective therapy to individuals, couples, and families. With a deep passion for helping people navigate life’s challenges, Margie specializes in transgender care, offering a safe and supportive space for clients to explore their gender identity and transition experiences.
Hi,
I’m Megan , an LMFT , licensed in California. I am an easy going , kind and compassionate psychotherapist who provides a safe and non-judgmental space for clients to process life’s challenges and grow in self awareness . I empower clients to find their peace and restore balance.
I work with individual adults and certain families who are feeling stuck, overwhelmed, sad, lonely, sensitive, anxious, or defeated. If you're feeling heavy by everything going on, or feeling frantic, or having conflict in your relationships or are just feeling lost in any way, I would love to see if I can help! I also work with family units going through transition or strain, such as conflict between a parent and their adult child, or supporting parents who are experiencing difficult things with their child or teen.
I have a lot of experience helping people through loss, whether it's a breakup, losing a job, or a loved one - including loss of a pet, which is a specialty of mine. I have special interest in supporting other therapists, and also community organizers and activists who are engaged in social justice work. Many of my clients are trans or NB, and others are gay, lesbian, or queer. Poly and kink affirming.
I offer telehealth services to clients in California, Idaho, Washington, or Virginia.
A decision to begin therapy is not always easy, but it can be a decision that is life changing. Benefits of psychotherapy include greater self-awareness, decreased emotional distress, better problem solving skills, and healthier more fulfilling relationships. I ensure a safe space, and will build a trusting relationship that is open and nonjudgmental to work collaboratively with you on achieving your personal goals.
Whether you are returning to therapy, or beginning for the first time, sometimes taking the initial step to reach out can feel daunting. Feel free to email me with any questions or inquiries.
I also offer video/remote teletherapy sessions for those who need more flexible scheduling.
Life can feel overwhelming—but you don’t have to navigate it alone. I’m here to help you regain clarity, stability, and a sense of control.
I’m Monika Delyser, a board-certified Psychiatric Mental Health Nurse Practitioner providing thoughtful, culturally sensitive care for adults experiencing burnout, anxiety, mood disorders, ADHD, and sleep challenges.
I work with professionals, entrepreneurs, students, and high-functioning adults who are dealing with anxiety, burnout, and focus challenges. Many of my clients appear “fine” on the outside but feel overwhelmed, mentally exhausted, or stuck.
Who I’m a Good Fit For: busy professionals under pressure, entrepreneurs and high performers, college and graduate students, adults seeking structured, goal-oriented care.
What type of therapy does United Healthcare cover?
United Healthcare plans can vary, but many cover a range of therapy types. Below are some common options that may be included in your coverage.
Frequently asked questions


Affordable care that fits you — and your United Healthcare plan
Headway makes it easy to get affordable in-network mental health care with United Healthcare — from finding the right therapist or psychiatrist, to understanding costs, to booking your first session.






































