Find a Cigna therapist in Lowell, MA
Book a therapist or psychiatrist in Lowell, MA covered by Cigna


Top Cigna-covered therapists and psychiatrists in Lowell, MA
Access mental healthcare in Lowell with Cigna coverage through Headway's network of 2,137 licensed providers. With copays as low as $0-$25 per session, you can connect with a therapist for virtual or in-person care without financial barriers. Many providers offer free consultations and have openings within two weeks.
I believe that people make sense. Even the parts of us that confuse us. Even the reactions we wish we could change. Even the ways we cope that may no longer be helping us—or may sometimes hurt us. There is usually a reason we learned to respond the way we do.
I’m a Licensed Mental Health Counselor, and one of the things I value most about this work is helping people understand themselves with more compassion and less judgment. So often, we spend years believing that something is wrong with us because we feel too much, shut down, overthink, pull away, become overwhelmed, or struggle to feel safe and connected. I don’t see those experiences as evidence that you are broken. I see them as places worth becoming curious about.
When a child has been through more than they should, or when a family is navigating trauma, foster care, or adoption, the right support changes everything. I work with children, adolescents, adults, and families dealing with PTSD, trauma, anxiety, depression, and the weight of whatever life has handed them, including the complex emotions that come with foster care and adoption experiences.
With more than a 10 years in mental health, I believe you are the expert on your own life. My role is to walk beside you as a guide and support as you build on your strengths and work toward the future you envision.
There is hope, even when your brain tells you there isn’t.” — John Green I have worked in the field of social work for over ten years, driven by a passion that began while supporting adolescents in a clinical day school setting. That early experience solidified my commitment to furthering my education and pursuing a career in social work. Throughout my career, I have gained experience across a variety of settings, including schools, medical facilities, child welfare, outpatient care, and crisis services. This diverse background has allowed me to develop a flexible, client-centered approach tailored to individuals’ unique needs.
If you're driven, dedicated, and ready for change but feel stuck in patterns of people-pleasing, negative self-talk, or self-doubt, you're not alone. Therapy can help you reconnect with yourself, build confidence, and create meaningful, lasting change.
I am a Licensed Mental Health Counselor with a Master's in Clinical Mental Health and a second Master's in the Art of Teaching. I specialize in women's issues, LGBTQIA+ issues, Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), mindfulness, and personal growth. My approach is person-centered and strength-based, providing a compassionate, nonjudgmental space where you can explore your experiences, develop practical coping skills, and move toward the life you want to create.
My clinical experience includes working with adults, adolescents, and children in inpatient, school-based, and community mental health settings. In addition to my clinical work, I am the author of a children's book on Cognitive Behavioral Therapy (CBT), reflecting my passion for making emotional wellness and coping skills accessible at every stage of life. These experiences have equipped me to support clients navigating anxiety, life transitions, relationship challenges, and the effects of difficult life experiences.
My goal is to help you quiet your inner critic, embrace your strengths, and become the most authentic version of yourself.
You've carried other people's hardest days, or your own, and sometimes the weight
doesn't leave when the shift ends. If grief, trauma, or a body that won't cooperate the
way it used to has been running the show, I want you to know there's a way to put some
of that down. I'm Victoria, an LMHC in Massachusetts with 14 years in crisis and
outpatient work, and I have a special place in my practice for veterans, first
responders, police, and firefighters, alongside anyone carrying grief, PTSD, or a chronic
illness. I've walked through grief, chronic illness, divorce, and recovery myself, so I
don't ask you to do anything I haven't done.
I am a Licensed Clinical Social Worker (LCSW) offering support for families, adolescents and adults. I have practiced in several settings including school, group home, hospital, and outpatient mental health. I specifically worked with adolescent boys with complex trauma and problematic sexual behaviors. I completed my master’s degree in social work from Columbia University in New York.
We all face challenges and difficulties in our lives. While we generally cope, there are times when emotional distress needs informed guidance. Depression, anxiety, and other behavioral issues are real illnesses. That's where a professional such as myself can step in to guide you through recovery to wellness. I graduated from Harvard Medical School and trained at the University of Pennsylvania. I work as your partner to explore your needs, wishes, fears, and pain, We will develop a plan of treatment and recovery. Together we will help you move to a better place.
Check your insurance here:
https://care.tavahealth.com/providers/jessica-gaffney
I am a multi state licensed clinician offering Marriage Therapy for private pay along with parent-child therapy.
As a licensed therapist, I believe dignity and self-worth increases when wellness is prioritized. Many of us can grow, change, learn lessons and/or be shaped by our experiences, good or bad. I've worked the past 15 years helping adolescents, adults, groups and community organizations focus on restoration and personal development within their experiences.
What type of therapy does Cigna cover?
Cigna plans can vary, but many cover a range of therapy types. Below are some common options that may be included in your coverage.
Frequently asked questions


Affordable care that fits you — and your Cigna plan
Headway makes it easy to get affordable in-network mental health care with Cigna — from finding the right therapist or psychiatrist, to understanding costs, to booking your first session.






































