Health plan transitions happen — here’s how we protect your rates and clients
Working with health plans is not always predictable. At Headway, we’re always anticipating challenges and minimizing disruption.
With administrative support, this provider was relieved from insurance uncertainty and rediscovered the joy in her work.
Porsche Terry, LCSW, remembered the day it all overwhelmed her:
“I was working seven jobs and still couldn’t catch up.”
She’d been in private practice for years, contracting independently with major insurance plans. At first, she thought she could manage it all herself: therapy, billing and payment collection, credentialing, and compliance. Her passion for making therapy equitable and affordable is what drove her to get paneled with insurance companies, and she was committed to increasing access to care for those who need it. But, over time the weight became impossible.
“I’m not an accountant, bill collector, or a claims adjuster,” she said. “I was trying to collect payment for services I already performed—while still performing services.”
Porsche’s frustration wasn’t just about late checks and red tape. It was about taking on two jobs at once: therapist and administrator, without support or an end in sight. She had entered the field to help people, but the system was burning her out.
This level of administrative work is not always realistic for independent clinicians without a full billing team to fill the gaps. Like many providers, Porsche found herself stuck in a process that felt more like an obstacle than a support.
Just getting paneled was time-consuming and expensive. Trainings were unpaid. Understanding client benefits was her responsibility. And when things went wrong, she was often the one penalized — financially and emotionally.
“It felt like I was being treated like a fraud,” she said. "I'm doing exactly what I'm supposed to do. But I haven’t received payment yet.”
After years of managing insurance on her own, Porsche was burned out. She was spending more time on admin than therapy — and still struggling to get paid.
“It interfered with my passion to do therapy,” she said. “Trying to work with insurance impacted my physical, mental, and financial health.”
That changed when she joined Headway at the end of 2023.
Headway helps mental health providers accept insurance without taking on all the paperwork. We interact directly with insurance companies — handling claims, verifying benefits, collecting payment, and ensuring providers get paid reliably — so that clinicians can focus on care.
“Previously, I had patients who gave me their secondary insurance, instead of primary,” she said. “Their insurance denied sessions—and I was out hundreds of dollars.”
Now, Porsche gets paid on a consistent, bi-weekly schedule for every session she completes.
“I can align my bills to paydays,” she said. “I finally get to focus on my clients again.”
With Headway, providers get the autonomy of their own private practice with the community, tools, and resources available to a larger team. To Porsche, Headway isn't just a practice management platform or billing service — it's a true partner that advocates for her, negotiates on her behalf, and understands what providers are up against.
“It feels good to be seen.”
With Headway, she no longer needs to have difficult financial conversations during therapy sessions or worry about failed credit cards, late checks, or chasing client payments. Headway solves that by checking eligibility, verifying payment methods and ensuring providers are paid biweekly, no matter what.
For therapists and psychiatric providers who are feeling the weight of it all — burnout, financial uncertainty, administrative stress — Porsche has one message:
“You’re not alone.”
She knows it’s hard to endlessly give and still struggle to make ends meet: “My fuel isn’t benevolence — my kids need to eat.”
She entered the field to help people, not get lost in admin work and chasing payments. And with Headway, she finally feels like she can do the work she was meant to do.
“Headway has renewed my love for therapy.”
Working with health plans is not always predictable. At Headway, we’re always anticipating challenges and minimizing disruption.
Discover how Headway advocates for mental health providers by negotiating top insurance rates, streamlining credentialing, and ensuring fast, reliable payments so you can focus on delivering care.
Our vast network of providers like you makes it possible to secure better rates for everyone — without charging to use our platform.